Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), operates this website. It offers general information on life insurance and a tool returning carrier quotes from your answers.

Quotes are estimates only. Displayed rates come from carriers for your chosen rate class and are provided for information alone. They are not an insurance offer, a rate guarantee, or a promise of approval. Underwriting by the carrier determines your actual premium, rate class, and eligibility; the issued policy document rules all terms.

No insurance coverage is created here. Requesting a quote, submitting an application, or sending a message does not establish coverage. Coverage only comes into existence when a carrier issues a policy that you accept and pay for.

Availability. Products, carriers, and rates differ by state and applicant circumstances and may shift anytime without advance notice. We show quotes for California residents.

Information only. This site is educational, not legal, tax or money advice. Talk to a professional about anything that affects you.

Third-party application. The apply page loads a third party's secure application service under its own terms.